I really don't want to access my super, i know i SHOULD but its nice to know that i have a bit of money there.
I'm just in a sucky position right now, working 5 hours a week ive pushed for more hours but i cant get any. DP is working the maximum hours which are his business hours 8-5. He could get another job but thats unfair on him when hes out of the house 12 hours a day. I have no family to turn to, i was asked if i could get a loan off someone and i laughed, my mum is driving a beat up commodore as her car died and she lives in a govvy house so no she has no money. I don't know my dad, have no aunts or uncles that i know well enough to ask.
We are getting everything we can out of centrelink DP earns too much to qualify for anything more.
I feel its useless speaking to somebody (financial counsellor) when we are already living so tight. What i budgeted for our weekly shopping bill is half of what we would normally spend. We are scrimping week to week as is. Its this moment in time we are worse off, after this baby is born ill get more money from c/l and the baby bonus plus i can return to work not long after, if need be, but i fear they wont hold out 6 months for us once we are all sorted. Its right NOW i need to do something.
Gah, if i wasn't made redundant we would be fine who knew it would snowball into this whole mess (i know im naive to think it wouldnt but you get what i mean)
Just want to give a big thanks to those who have taken the time to help me, i feel better now than i did earlier but still worried about whats to come. This will be one of many lessons learnt and a big wake up call to not run away from problems. I'm sure in the end ill work it out the best way i can for my family, so as long we have a roof over our heads im happy.
ETA - Gosh BG you are an amazing person! Thank you so much! I will try everything, im nervous as hell about going bankrupt so i would like to exhaust all my options before doing it. Owning our own home isnt a priority, we cant even decide where we want to settle down so right now that doesnt worry me. Its making sure my kids are ok that worries me. I know they will always have what they need. DD has never gone without but i also want to be able to give them everything they want, a further education and options. I never want them knowing we are in trouble, IF we are in trouble. I will work my arse off when i can to get us ahead. But yes its the next few days im most worried about so i know i need to do SOMETHING.
Last edited by *LittleMissSummer*; March 28th, 2012 at 05:23 PM.
Thank you so much! I will try everything, im nervous as hell about going bankrupt so i would like to exhaust all my options before doing it. Owning our own home isnt a priority, we cant even decide where we want to settle down so right now that doesnt worry me. Its making sure my kids are ok that worries me. I know they will always have what they need. DD has never gone without but i also want to be able to give them everything they want, a further education and options. I never want them knowing we are in trouble, IF we are in trouble. I will work my arse off when i can to get us ahead. But yes its the next few days im most worried about so i know i need to do SOMETHING.
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